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Iona Bain is the founder and editor of Y Money Y, the first and only digital magazine discussing young people’s finances. She has appeared on BBC Scotland, Radio 1, Channel 4 News and the Max Keiser Report to discuss the financial challenges facing gen Y. She produced and presented the Young Money Series on Share Radio last year and pursues a varied freelance journalism career. She is personal finance correspondent for the Herald newspaper and a regular contributor to the Daily Mirror’s financial portal. She has written for the Daily Mail, the Daily Telegraph, the Independent, the Sunday Times and many other titles. Iona speaks at conferences and workshops throughout the year and has just finished writing her first book on money management, due to be published by Hardie Grant in 2016. She is also a committed Christian who firmly believes that money should be used for personal and societal good.